• Disbursed loans within specified limits, and refer loan applications outside those limits to management for approval.
• Meet with applicants to obtain information for loan applications and to answer questions about the process
• Analyze applicants' financial status, credit, and property evaluations to determine feasibility of granting loans
• Explain to customers the different types of loans and credit options that are available, as well as the terms of those services.
• Stay abreast of new types of loans and other financial services and products in order to better meet customers' needs.
• Review and update credit and loan files.
• Review loan agreements to ensure that they are complete and accurate according to policy.
• Compute payment schedules.
. Review status of Compliance with the loan agreements
. Review loan data key in system
. Review collateral appraisal value and compare with market value
. Review the capacity of loan repayment of loan customers and adequacy of procedure for loan approval
. Review loan purpose and borrowers'business
. Participate in the development of lending process
. Prepare the report to management about the review result and make necessary recommendation.
• Qualification of property evaluation