Amret (https://www.amret.com.kh) is a leading microfinance institution established in 1991 that contributes to the economic and social development of Cambodia by providing a wide range of financial services to meet the needs of the large targeted customers. Amret has strong commitment and long-term business strategies to be a leading financial institution in the market by deploying ambitious digital strategies. 
Amret belongs to the Advans international group (www.advansgroup.com) a major shareholder and international shareholder (FMO and IFC). The Advans group serves over 750,000 clients, and has expanded its operations in nine countries such as Cambodia, Cameroon, Ivory coast, Democratic Republic of Congo, Ghana, Myanmar, Nigeria, Pakistan, and Tunisia. 
Amret has 156 branches, located in 25 cities and provinces in Cambodia, and successfully serves 400,000 customers with around 4,000 highly dedicated employees.

•  Degree in Finance and Banking, Marketing, law or related fields
•  Minimum 2 years of work experience as Credit Officer
•  Good computer literacy
•  Good verbal and written communication in both Khmer and English
•  Good communication, analytical and problem-solving skills
•  Able to work under pressure and willing to travel across branches.

•  Review and follow up loan recovery performance at branch level
•  Chase and spot check late and non-paying clients as directed by the Branch Manager, Deputy Branch Manager or Credit Agent
•  Act as a consultant to recommend late payment solution strategies
•  Classify and analyze late payment issues in a group to determine priority solutions with the Branch Manager or Provincial Manager and ask the Credit Agents responsible to take action
•  Initiate the conduct of risk prevention and recovery strategies
•  Train and coach branch staff on recovery procedures
•  Report 120-day-late payments to ensure loans are recovered on time
•  File complaints on 120-day-late payments with local authorities (commune and district officers, especially the police)
•  Prepare complaint files and perform role as plaintiff in court.