CIMB Group is an award-winning banking conglomerate with a growing presence worldwide.

• Basic Degree in Accounting, Business Finance, Economics or other business management dsicipline.
•  Professional Qualification and/or Regulatory, Licensing requirements
•  Relevant Work Experience
•  Minimum 5 years prior experience in relationship coverage with at least 2 years in covering the financial institutions segment.
•  Competencies/Skills (Essential to succeed in this job)
•  Good knowledge in various product offerrings to financial institutions, including cash clearing, trade, custody, treasury and capital market.
•  Strong credit knowledge and documentation including ISDA, CSA and GRMA.
•  Frequency (Incl typical Destinations and Duration)
•  Need based only

• Assisting the Head of Commercial Banking in business performance tracking.
•  Assisting the Head of Commercial Banking in delivering project outcome i.e. new product development.
•  Assisting the Commercial Banking in other functions / supports.
•  Evaluating documentation of credit and loan.
• S/he will work closely with Credit Department and Branch operations for providing independence write-up on the proposal to be submitted to Credit Committee.

** Job Dimension: 

•  Budget (Operating/Capital): As advised by Head of Commercial Banking
•  Total No. of Reporting Staff:     0
•  Communications & Working Relationship
•  External: Customers subject to request from Branch
•  Internal: Commercial Banking, Finance, IT & Ops, Legal, Product, Retail Financial Services.
•  Key Responsibilities: 
•  Tracking and Reporting:
•  To ensure good quality and healthy credit portfolio (Asset quality) and minimize credit losses by monitoring regularly;
•  To prepare weekly cash flow for contingent items;
•  To prepare monthly local and group reports and other Adhoc reports required from Group;
•  To analyze monthly commercial banking’s financial performance and prepare yearly budget planning.
•  To coordinate sales campaign;
•  To track Bi-weekly sales activities from teams and KPI of each team.
•  To track the Trade Finance, Over Draft, Inward Telegraphic Transfer & Outward Telegraphic Transferred utilization, and Fixed Deposit expiry;
•  To support the commercial A/RM to retain and grow good credit customers;
•  To act as alternative DECORO (prepare BIA, BCP, conduct compliance self-testing matrix, and so on)
•  To act as alternative DDO (Data labelling and management).
•  To assist Head of Commercial Banking in running credit knowledge/best practice sharing session to the Commercial A/RM;
•  To provide overall support to Commercial Banking Team.
•  To perform necessary report and other assignment for management.
•  Others if any.

 Credit Process and Review:

•  To assist in performing business & financial analysis on commercial/business loan application with senior commercial team;
•  To adhere to credit and operating risk policy when checking & review commercial/business loan before submitting to credit committee;
•  To provide quality inputs / make sound & balanced credit proposal for approval by higher authority;
•  To keep follow up with the A/RM for completing supporting document and necessary due diligence;
•  To work closely with Commercial Relationship Manager to interview customer on credit facility and evaluate viability of the application;
•  To enhance the credit annual review paper on financial analysis; conduct of account, risk/mitigation, industry analysis, and so on;
•  To site visit customer, when necessary;
•  To ensure self-development and to develop others.

 Decision Making Authority:

•  As advised by Head of Commercial Banking